Morris Kithinji
Based in Greater Philadelphia, USA

Morris Kithinji

I am a

I build where data, product, and business operations meet. My path started in banking and fintech, moved through customer-facing growth roles, and now centers on building practical AI and analytics products that solve real workflow problems.

9+
Years Exp.
$11M+
Portfolio
50K+
Users Studied
M.S.
Analytics

Where My Work Comes Together

StartupsApplied AIBusiness AnalysisBanking & FintechProduct DevelopmentAutomationCustomer DiscoveryHealthcare Logistics

Beyond the titleI mentor international students through iBuddy, participated as a mentee in the Lerner Executive Mentorship Program, judge student and professional competitions, and volunteer with community organizations. I want the work to be useful, but also grounded, generous, and human.

9+ YearsProfessional Experience
$11M+Managed Portfolio
Greater PhiladelphiaBased in the USA
M.S.Business Analytics, completed

I Start With The Business Problem

Before building, I try to understand the workflow, the customer pain, and the decision someone needs to make. Good systems start with the real problem, not the tool.

I Turn Signals Into Systems

I use data, customer feedback, automation, and AI to improve how teams work, make decisions, and serve people. The goal is practical impact, not complexity for its own sake.

I Care About The Human Side

My best work comes from listening closely: to customers, operators, students, founders, and communities. I build better when I stay close to the people affected by the product.

Career

Experience Built Close To The Work

I have worked inside customer relationships, sales teams, lending operations, product feedback loops, and startup discovery. That mix is what shapes how I build.

Founder / Research Fellow

NSF I-Corps & Horn Entrepreneurship Programs | UD

Summer – Fall 2025USA
  • Conducted 30+ customer discovery interviews with healthcare facilities and non-emergency medical transport operators to understand breakdowns in booking, communication, and coordination workflows.
  • Turned customer feedback into clear product requirements, process-improvement opportunities, and a working MVP for scheduling automation and NEMT dispatch coordination.

Campus Operations & Administrative Support

University of Delaware (Aramark & OLAM)

Aug 2024 – Jan 2025Delaware, USA
  • Managed inventory and regulatory protocols across two high-volume environments (Aramark dining services and the Office of Laboratory Animal Medicine), ensuring compliance and preventing supply disruptions.
  • Coordinated workflows and maintained quality standards to support efficient daily operations and service delivery across campus facilities.

Sales & Marketing Manager

Leja Limited (Fintech)

Apr 2022 - Jan 2024Kenya
  • Analyzed customer and operational data from 50,000+ users to identify underserved market segments, contributing to a 20% market-share increase within 8 months.
  • Led 100+ sales professionals and worked across sales, product, and engineering teams to improve onboarding, retention, customer experience, and operational workflows.

Commercial Banker

Faulu Microfinance Bank

Jan 2021 - Mar 2022Kenya
  • Managed customer relationships, credit documentation, and portfolio reviews across loans and deposits exceeding $11M.
  • Championed a new loan-origination system and mobile banking rollout that reduced approval timelines from 7 days to 3 days and increased digital application volume by 20%.

Business Relationship Officer

Jitegemea Credit Limited (Microfinance)

Mar 2018 – Sep 2019Kenya
  • Managed the lending lifecycle for individual and small-business clients, including onboarding, credit appraisals, approvals, and portfolio monitoring.
  • Used customer and market analysis to identify lending opportunities and improve relationship-driven operations for underserved entrepreneurs.

Business Development Officer

Juhudi Kilimo Limited (Microfinance)

Jan 2017 – Mar 2018Kenya
  • Built a loan portfolio from KES 0 to KES 20M in under 2 years through relationship management, market research, and disciplined execution.
  • Identified and onboarded agri-business clients, structuring lending solutions around seasonal cash-flow cycles and risk realities.

Education

M.S. in Business Analytics and Information Management

University of Delaware

Completed Dec 2025DE, USA

Coursework: Machine Learning, Data Mining, Optimization, Predictive Analytics, Data Engineering, A/B Testing

Bachelor of Commerce in Finance

Kenyatta University

Dec 2016Kenya

Coursework: Financial Accounting, Managerial Accounting, Business Statistics, Micro & Macroeconomics

Featured Work

Products, Ventures & Applied AI

A focused portfolio of live products, MVPs, and prototypes across marketplaces, healthcare logistics, networking, mentorship, and local discovery.

LiveMain Featured Project

Vyser

Founder & Full-Stack Builder

A live expert marketplace connecting seekers with specialists for paid 1:1 video advice calls across startups, business, technology, fashion, and other expert categories.

Built with expert discovery, booking flows, session management, reviews, earnings dashboards, and an AI layer for notes, pre-meeting prep, question preparation, and post-meeting insights.

MarketplaceAI NotesVideo CallsFull-StackLive MVP
Vyser expert discovery screen
Prototype

CardMeet

Founder & Lead Engineer

AI networking platform with NFC/QR contact sharing and meeting-note summaries for stronger professional follow-up.

AI NetworkingNFCQRMeeting Notes
MVP

CareRide

Founder & Lead Engineer

NEMT dispatch MVP shaped by 30+ customer interviews, focused on scheduling automation and healthcare transport coordination.

HealthcareNEMTSchedulingCustomer Discovery
MVP

Mentro AI

Founder

College mentorship platform with mentor-mentee matching and program tracking for stronger mentorship outcomes.

EdTechMentorshipMatchingProgram Tracking
Beta

SwipeSpot

Founder

Mobile beta for local discovery, using swipe-based recommendations to help people find sports, food, fun spots, and friend activities.

MobileDiscoverySwipe UXSocial
Expertise

What I Bring To A Team

My edge is the combination: I can speak with customers, read the business, work with data, and help turn the insight into a usable product or workflow.

Understand The Business

  • Business analysis
  • Fintech & banking
  • Healthcare workflows
  • Customer Discovery
  • Market and user research
  • Operations improvement

Build The System

  • Python, SQL, PostgreSQL
  • ETL & APIs
  • React Native and Next.js
  • Dashboards and reporting
  • Automation with UIPath & n8n
  • Git and product delivery

Apply AI Practically

  • Generative AI workflows
  • AI notes and summaries
  • Question preparation
  • Predictive modeling
  • A/B testing
  • Pandas, NumPy, scikit-learn

Lead Across Teams

  • Founder-operator work
  • Stakeholder Management
  • Product Strategy
  • Cross-functional collaboration
  • Sales and growth leadership
  • Mentorship and community work
Credentials

Certifications & Achievements

Financial Modeling & Valuation Analyst (FMVA)

Corporate Finance Institute

Business Intelligence & Data Analyst (BIDA)

Corporate Finance Institute

VentureOn Competition Winner

Horn Entrepreneurship Program, UD

Entrepreneurship Competition Judge

DECA, BPA, ISACA, DIAMOND AI

Gen AI

DataBricks

Google Data Analytics Certificate

Google

Automation Developer

UIPath

Certified Professional Accountant (CPA 1)

KASNEB

Organization Leadership

Kenyatta University

Emerging Leader & Leadership Portfolio

University of Delaware

Impact

Leadership & Community

Building connections and giving back through professional organizations, mentorship, and competitions

Academic Judging

DECA

Academic Judge

Evaluated high school and college students in business competitions.

Evaluated high school and college students showcasing business acumen, critical thinking, and presentation skills across multiple business disciplines including marketing, finance, and entrepreneurship.

Business Professionals of America

Academic Judge

Assessed students in workplace skills and business administration.

Assessed students in workplace skills, business administration, finance, and IT at BPA competitions. Evaluated projects, presentations, and technical competencies.

Diamond Challenge

Competitor

Competed in entrepreneurship and innovation challenges.

Competed applying entrepreneurship and innovation skills to solve real-world business problems. Hosted by Horn Entrepreneurship at University of Delaware.

Business Intelligence Group

Judge

Evaluated innovative companies and executives in BI/analytics.

Evaluated innovative companies, products, and executives driving excellence in business intelligence, analytics, and data-driven decision making.

ISACA

Judge

Evaluated IT governance, security, and audit practices.

Served as a judge for ISACA events, evaluating IT governance, risk management, cybersecurity, and audit practices. ISACA is a global association for IT professionals.

Mentorship

Lerner Executive Mentorship Program

Mentee

Connected with industry leaders through UD's mentorship program.

Participated as a mentee, learning from industry leaders and strengthening my professional direction through University of Delaware's Lerner College of Business.

iBuddy Program

Mentor

Mentoring international students at University of Delaware.

Mentoring international students to help them navigate academic life, career preparation, and cultural adjustment at University of Delaware.

Volunteer Work

Kebaso Foundation

Volunteer

Supporting community development and education initiatives.

Supporting community development initiatives and empowering underserved communities through education, resources, and sustainable programs.

Upendo United Foundation

Volunteer

Contributing to humanitarian efforts in education and healthcare.

Contributing to humanitarian efforts focused on education, healthcare, and sustainable community development across multiple regions.

MBNA Career Services Program

Volunteer

Supported professional development at MBNA (now Bank of America).

Volunteered with Maryland Bank National Association (now Bank of America) career services program, supporting professional development initiatives and career guidance.

Entrepreneurship

NSF I-Corps Hub Northeast Region

Participant

NSF-funded customer discovery and lean startup program.

NSF-funded program for customer discovery and lean startup methodology, translating research into commercial ventures through rigorous market validation.

Horn Entrepreneurship

Active Participant

Engaged in startup ecosystems and pitch competitions.

Engaged in startup ecosystems, pitch competitions, and innovation challenges at University of Delaware's Horn Entrepreneurship hub, the region's leading entrepreneurship center.

First State AI Institute

Participant

Delaware's AI innovation hub for research and commercialization.

Delaware's AI innovation hub at University of Delaware fostering AI research, startup growth, tech commercialization, and cutting-edge AI applications.

Connect

Let's Connect

I am open to AI and analytics roles, business analyst opportunities, startup teams, product strategy work, and collaborations where the problem is worth understanding deeply.